All province and territory has a different health plan. However, the following are usually not covered by government Health Insurance plans:
- Prescription drugs
- Dental checkups and treatment
- Hospital stays
- Specialized care, including speech therapists or pathologists, physical therapists, chiropractors, and many more
- Homecare and nursing
- Medical supplies and equipment
- Emergency medical health treatment for travellers
- Personal emergency response
- Hearing aids
- Accidental death and dismemberment
- Catastrophic coverage
- And so on.
For more information please visit your province website
Under the guidelines of our health plans, all the members of a family under the plan must all have the same benefits, as this is how the plan is priced.
When you move out of province, your plan will cover you for the remainder of that month plus two additional months at which time you should have valid provincial health coverage. Depending on which province you move to, additional premium or a refund may be necessary
Most companies have options to covered pre-existing medicine. Please read your coverage before you buy.
- 9 in 10 will develop Back Problems
- 2 in 5 will develop back High Cholesterol
- 1 in 13 will develop Diabetes
- 1 in 13 will develop Cancer
- 1 in 20 will develop Bronchitis
- 1 in 30 will develop Osteoarthritis
- 1 in 50 will develop Epilepsy
- 1 in 100 will develop Alzheimer’s
- 1 in 500 will develop Heart Disease
- 1 in 1,000 will develop Multiple Sclerosis
- 7 in 10,000 will develop AIDS
- 1 in 10,000 will develop Parkinson’s
- 7 in 100,000 will develop ALS
Source: Statistics Canada, 2003
Provencal health insurance plans do have limits on the reimbursement of the emergency medical expenses incurred while in another province. For example, air and ground ambulance costs, emergency dental treatment and prescription drugs might not be covered outside your province of residence. For maximum protection, you should purchase additional medical coverage even while travelling within Canada.