Health insurance is a great plan for today’s health system. All Provinces cover some amount of the medical exam and prescribed medicine, but they are not enough. So in order to cover those medical expenses people take Health Insurance. Health insurance is usually taken by individuals or families who do not have any type of medical insurance through their work or not satisfied with existing insurance. With health insurance planning you can buy different options which include medicine and dental benefits. For more and accurate information please submit Get a Free Quote and one one of our representatives will contact you. Apply Now
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FAQs

What does my government plan cover?

All province and territory has a different health plan. However, the following are usually not covered by government Health Insurance plans:

  • Prescription drugs
  • Dental checkups and treatment
  • Hospital stays
  • Specialized care, including speech therapists or pathologists, physical therapists, chiropractors, and many more
  • Homecare and nursing
  • Medical supplies and equipment
  • Emergency medical health treatment for travellers
  • Personal emergency response
  • Hearing aids
  • Accidental death and dismemberment
  • Catastrophic coverage
  • And so on.

For more information please visit your province website

If we buy a health plan with options, does my spouse have to take the same options as the ones I choose, or can different ones be selected?

Under the guidelines of our health plans, all the members of a family under the plan must all have the same benefits, as this is how the plan is priced.

What happens when I move out of province?

When you move out of province, your plan will cover you for the remainder of that month plus two additional months at which time you should have valid provincial health coverage. Depending on which province you move to, additional premium or a refund may be necessary

Is my existing medicine cover under Health Insurance?

Most companies have options to covered pre-existing medicine. Please read your coverage before you buy.

  • 9 in 10 will develop Back Problems
  • 2 in 5 will develop back High Cholesterol
  • 1 in 13 will develop Diabetes
  • 1 in 13 will develop Cancer
  • 1 in 20 will develop Bronchitis
  • 1 in 30 will develop Osteoarthritis
  • 1 in 50 will develop Epilepsy
  • 1 in 100 will develop Alzheimer’s
  • 1 in 500 will develop Heart Disease
  • 1 in 1,000 will develop Multiple Sclerosis
  • 7 in 10,000 will develop AIDS
  • 1 in 10,000 will develop Parkinson’s
  • 7 in 100,000 will develop ALS

Source: Statistics Canada, 2003

Do I need medical travel insurance necessary when travelling within Canada?

Provencal health insurance plans do have limits on the reimbursement of the emergency medical expenses incurred while in another province. For example, air and ground ambulance costs, emergency dental treatment and prescription drugs might not be covered outside your province of residence. For maximum protection, you should purchase additional medical coverage even while travelling within Canada.