Personal information means information about an identifiable individual. This can include your name, home address and telephone number, date of birth, health information and financial and credit information.
We typically only collect the personal information we need for the purposes of processing requests for insurance quotes, assisting you in applying for insurance products, providing insurance products and related services, preventing and deterring fraud and complying with legal and regulatory requirements. We collect most of our information directly from the individual to which it relates. We may also consult our existing files. We collect, use and disclose to the relevant insurer the personal information contained in your insurance application(s), if any.
You may decline or revoke your consent to the collection, use and disclosure of your personal information for these insurance purposes. However, if you do so we may be unable to provide you with insurance products or services and Yesfinancial.ca may be unable to administer or process your insurance claims.
Reasons we require the information | Yesfinancial.ca use your personal information to confirm your identity, determine your eligibility for insurance, determine and verify your creditworthiness, administer and service the insurance products we provide and comply with regulatory and contractual requirements relating to the services and products provided to you.
Optional uses of personal information | We may use your personal information to provide you with information about products and services offered by us or our affiliates. If you do not wish your personal information to be used for this purpose, you may advise us in writing or by telephone at the address or telephone number set out below in the “Contacting Us” section. We do not sell your personal information to third parties for marketing or other purposes.
Safeguarding personal information | We have developed physical, electronic and procedural safeguards to protect your personal information against loss, theft, copying, unauthorized disclosure and unauthorized use or modification. We limit access to your personal information to authorized employees and agents who need your personal information to provide you with insurance products and services.
We are not responsible for the privacy practices and policies of companies or organizations to whose websites our website may provide links. We advise you review the privacy policies of these companies and organizations before providing your personal information to them.
Requesting access to your personal information | You may request access to your personal information. We may charge a nominal fee for providing you with access to such information.
There may be cases where we are unable to provide you with access to your personal information, including sensitive medical information or information we have received from third parties. If we are unable to provide you with access to your personal information, we will advise you of the reason we are unable to do so.
Accuracy of personal information | We strive to ensure that the personal information collected and used is accurate and up-to-date. You have the right to request corrections of any inaccurate or incomplete information in our possession.